Free plan for accounting in Germany

All Features

From invoices and receipts to e-invoicing and VAT preview – lots of daily work for free, premium for tax submission, DATEV and automation.

100%

designed for GoBD requirements

4+

E-Invoice formats

0 EUR

Free plan

10 Years

Receipt archiving

Invoicing

Invoices that impress.

From quotes to reminders – Free for invoices, Pro with recurring invoices, dunning and more automation.

Von Angebot bis Zahlung

1

Angebot & Leistung erfassen

Aus der Debitoren-Pipeline direkt Angebot, Auftrag oder Zeitposition erzeugen.

2

Rechnung in einem Schritt

ZUGFeRD, XRechnung und Factur-X werden direkt mitgeliefert.

3

Zahlung steuern

Mahnstufen, Kundenportal und Bezahl-Links für schnelleren Cashflow.

Invoice

RE-2026-0048

Sent
Customer Sample GmbH
Item Amount
Web Design Package Premium 2.400,00 €
SEO Optimization 800,00 €
Net3.200,00 €
VAT 19%608,00 €
Total3.808,00 €
ZUGFeRD 2.x XRechnung Factur-X Peppol

Complete Document Chain

Quote → Order Confirmation → Delivery Note → Invoice. Each step convertible with one click.

Recurring Invoices

Recurring invoices are a Pro feature: automatic creation, rules and more convenience for ongoing services.

E-Invoice

ZUGFeRD 2.x, XRechnung, Factur-X, and Peppol with required invoice fields and e-invoice formats based on EN 16931. Included in the Free plan for daily work.

Advance Payments & Batch Invoices

Advance payment invoices with offset on final invoice. Batch invoices from multiple delivery notes.

Dunning

Dunning is a Pro feature: reminders, dunning levels, fees, default interest and optional collection handoff.

Customer Portal & Payment Page

Customers view invoices online, pay via Stripe/PayPal/Bank Transfer. Own Stripe API keys per company.

Accounting

True Double-Entry. Zero Effort.

The system books automatically and correctly – you only see simple actions.

Booking Journal

Document Account Debit Credit
RE-0048 1400 · Forderungen 3.808,00
RE-0048 8400 · Erlöse 19% 3.200,00
RE-0048 1776 · USt 19% 608,00
Summe 3.808,00 3.808,00

Soll = Haben · für GoBD-Anforderungen ausgelegt

Doppelte Buchführung

Buchungssätze automatisch aus Belegen, Zahlungen und Steuervorgaben.

Für GoBD-Anforderungen ausgelegt

Audit-Trail, Unveränderbarkeit und revisionssichere Belege.

EÜR · Quartalsübersicht

2026
Jan Feb Mär Apr Mai Jun

Booking Automation

Every invoice, payment, and receipt automatically creates correct debit/credit entries.

GoBD-Oriented Journal

Immutable booking journal with audit trail. Consecutive receipt numbers, no manipulation possible.

SKR03 / SKR04

Chart of accounts SKR03, SKR04, and SKR49 predefined. Custom chart of accounts possible.

Fixed Asset Accounting

Depreciation tables, GWG immediate write-off, depreciation preview, and asset register.

Reports

EÜR, VAT preview and basic reports in the Free plan. BWA, P&L, Excel and advanced dashboards in Pro or Max.

DATEV Export

EXTF format for booking batches, master data and receipts. A Pro feature for clean tax advisor handoff.

Payments & bank reconciliation

Your bank stays your bank.

Connect your existing business account optionally for free, import transactions and assign payments to invoices or receipts.

Assign payment

Assigned

Bank Inbound

Muster GmbH · SEPA

+3.808,00 €

Invoice RE-2026-0048

Offen · fällig 14.06.2026

3.808,00 €

Unterstützte Banken (Auszug)

1,700+ supported banks in Germany

Free accounting first. Bank connection optional.
Sparkasse
Volksbank Raiffeisenbank
Deutsche Bank
Commerzbank
ING
DKB
Postbank
Comdirect
HypoVereinsbank
Targobank
Consorsbank
Consorsbank
Targobank
HypoVereinsbank
Comdirect
Postbank
DKB
ING
Commerzbank
Deutsche Bank
Volksbank Raiffeisenbank
Sparkasse

Connect bank optionally for free

Connect your existing business account and see bank transactions directly in Pavavo. Included in the Free plan.

Assign payments

Free users assign payments easily. Pro adds automatic rules and AI-assisted suggestions.

Bank reconciliation

Reconcile imported transactions with ledger accounts. Identify and resolve differences.

Optional bank connection

Connect an existing bank account, view transactions and assign payments manually. Included in the Free plan.

Import statements

Bring transactions into accounting via optional bank connection or file import and reconcile them cleanly.

Card and payment matching

Assign card statements and payment providers to the right bookings as a Pro or module extension.

Taxes

VAT preview for free. ELSTER when needed.

Tax logic runs in daily work. Direct submission and deadline comfort are premium features.

USt-Voranmeldung · Q2/2026

Vorschau
Umsatzsteuer (Kz. 81)608,00 €
Vorsteuer (Kz. 66)– 214,00 €
Zahllast394,00 €
ELSTER-Übermittlung im Business-Paket

VAT Return

Automatically calculated with free preview. Direct ELSTER submission with one click in Pro.

Tax Calendar

All deadlines at a glance: VAT return, advance payment, year-end closing, ELSTER dates.

EU & International

Intra-community acquisition, reverse charge §13b, OSS for EU cross-border sales, margin scheme §25a.

Project Billing

Track Time. Issue Invoices.

Available for teams and growing companies as a premium or module extension.

Time Tracking

Start/stop timer or manual entry. Per project, task, and employee. Timer widget directly in dashboard.

Manage Projects

Create projects with customer, budget, and timeframe. Budget vs. actual at a glance. Track open hours.

Invoice from Project

Bundle completed hours and services and export as invoice with one click.

Communication

Communicate Professionally.

Email, reminders, and tracking – all integrated.

Email Templates

Custom templates for invoice sending, reminders, and payment reminders. Placeholders for customer data.

Email Tracking

See if your invoice was opened. Fewer follow-ups, more targeted actions.

Payment Reminder

Payment reminders by email; further channels are available depending on package or module.

Usability

Built for Everyday Use.

Small details that make a difference.

Global Search

Contacts, invoices, receipts, bookings – search across everything. Type and find.

Onboarding Wizard

Company data, chart of accounts, fiscal year and optional bank connection. Ready in under 10 minutes.

Tax Calendar

All deadlines at a glance: VAT return, advance payment, year-end closing. Automatic reminders.

KPI Dashboard

Revenue, open items, cash flow, VAT liability – all key metrics at a glance. Widgets fully customizable.

Excel Export

Basic exports in the Free plan. Excel exports, BWA, P&L and advanced dashboards in Pro or Max.

Roles & Permissions

Admin, bookkeeper, purchasing, view-only and tax advisor. Roles, permissions and approvals for Team and Firm packages.

Pricing

All Features from 0 EUR.

The Free plan includes invoices, receipts, e-invoicing, bank connectivity, Stripe, PayPal, payment matching and VAT preview. Pro adds DATEV export, ELSTER, tax advisor package, recurring invoices, dunning and AI booking suggestions; Max adds API, webhooks and higher limits.

Banking, Buchführung, Dokumente, Steuern – vollständig integriert.

Ready for free
accounting?

Start with invoices, receipts, e-invoicing, bank connectivity, Stripe, PayPal, payment matching and VAT preview in the Free plan. Upgrade only for recurring invoices, dunning, tax submission, DATEV export, AI and automation.